Everything for you. And your staff.
The swissstaffing Pension Fund attaches great importance to the principles of good governance and transparency. Our aspiration is to provide the best possible occupational pension scheme for staff leasing providers and their workers.
Low administrative costs are also a key factor in this strategy: the Foundation does not pay any brokerage fees. Efficient IT and administrative systems also play a role
The Foundation’s financial position can be viewed at any time in its Annual Report, which is published annually.
Key figures
Key figures at a glance.
The swissstaffing Pension Fund is a charitable organisation – with a clear focus on sound risk and cost management. All the relevant key figures at a glance:
| Balance sheet total: | 991'091'068 CHF |
| Foundation assets: | 873'347'034.00 CHF |
| Member companies: | 422 |
| Number of active members: | 28'378 |
| Number of pensioners: | 1'333 |
| Investment performance: | -1.1 % |
| Coverage ratio: | 144 % |
| Technical interest rate: | 2 % |
| Total operating costs per beneficiary: | 292.8 CHF |
| Value fluctuation reserves: | 44 % |
Further facts and figures in the 2025 Annual Report
Coverage ratio
Healthy at its core.
The coverage ratio indicates whether the Foundation’s assets are sufficient to meet all its obligations – pensions and vested benefits. If it is below 100%, this is referred to as a shortfall. This has not been the case at the swissstaffing Pension Fund at any time since 2008 – meaning that the swissstaffing Pension Fund is in excellent financial health.
According to the swisscanto survey, the coverage ratio of the swissstaffing pension fund is considerably higher than that of the average private-sector pension fund.
Interest
Consistently more than the minimum.
The interest on retirement savings is set by the federal government for the whole of Switzerland. In 2025, the mandatory minimum interest rate stood at 1.25%. For over 12 years, the swissstaffing Pension Fund has consistently offered its insured members significantly more.
The aim of the Foundation Council: to continue to deliver above-average interest rates in the future – in the interests of all members.
The advantages
- More pension capital thanks to the effect of compound interest
- 3% annual interest since 2015, which is well above the statutory minimum
- Financially sound thanks to a high coverage ratio
The comparison
Performance that stands up to any comparison: for over 20 years, the interest rate for the swissstaffing Pension Fund has been either at the statutory minimum or, in good years, significantly above it.
Operating costs
When it comes to costs, we’re simply disciplined.
Low operating costs are no accident – they are the result of a deliberate strategy. Efficient IT systems, no brokerage fees, lean administration. Any savings made as a result remain within the Foundation – for the benefit of the members.
- Asset management fees: CHF 142.80 per year per beneficiary (or 0.579% of assets under management)
- General administrative expenses: CHF 150.00 per year per beneficiary
- Total operating costs: CHF 292.80 per year per beneficiary
Investment strategy
Highly diversified. Actively monitored.
The swissstaffing Pension Fund adopts a broad mix in its investment strategy: shares, bonds, real estate and alternative investments. Diversification across different asset classes reduces risk – whilst at the same time enabling above-average returns.
The performance of the systems is monitored on an ongoing basis. This enables the Foundation to react quickly if the situation on the financial markets changes.