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Financially sound
151.9 % coverage ratio (unaudited)– well above the statutory minimum. A solid foundation for your workers’ occupational pensions.
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Attractive interest rates
3.75% interest in 2026 – well above the BVG minimum rate. Secure investment that pays off.
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Balanced risk structure
24 active members for every pensioner. A robust structure that stands the test of time.
For employers
The benefit to you – benefits galore.
As an employer in the staff leasing services sector, you benefit from a BVG solution that has been specifically designed for your industry – financially sound, administratively lean and fair all round.
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Equal terms for all
CBA-compliant pension solutions for the staff leasing sector – regardless of the client organisation. Fair and consistent.
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No unnecessary expenses
We pay zero commission and keep marketing expenditure deliberately low. The interests of our members always come first.
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Secure digital processes
Notifications and amended details are submitted via the employer portal in an encrypted and GDPR-compliant manner – BVG administration has never been easier.
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Stable reserves
Substantial value fluctuation reserves – a solid buffer that provides security even in difficult times.
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Efficient administration
All administrative processes are clearly structured and can be planned. No unnecessary effort.
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Personal support
Direct advice from our specialists – in German, French, Italian and English. Straight to the point.
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Low administrative overheads
Lean and efficient – with costs well below the industry average.
Pension solutions
Temporary or permanent – the right plan for everyone.
Whether it’s temporary staffing or permanent employment – our BVG pension solutions are tailored to the needs of staff leasing providers in Switzerland. Choose the plan to match your company.
Temporary staff
Our pension plans at a glance
01 TEMP BASIC – Solid basic cover
The proven standard plan for temporary staff in the staff leasing sector – simple, clear and cost-effective.
02 TEMP PREMIUM – With enhanced benefits
Greater flexibility for temporary staff who wish to have more comprehensive cover under the BVG.
03 FIX INTERN – The solution for permanent staff
BVG’s comprehensive basic cover for permanent in-house staff – tailored to your internal structures.
Additional optionsHigher savings contributions
Policyholders can make voluntary contributions to specifically optimise their pension provision.
Extended risk cover
Personalised insurance options for more comprehensive cover.
Home ownership & voluntary buy-in
Early withdrawal for home ownership (Wohneigentumsförderung, WEF) or a voluntary buy-in for a higher pension – both are possible.
Pension or lump sum
The insured persons have the choice between a pension and a lump-sum payment.
All relevant regulations and options can be viewed via the following link:
Permanent staff
Permanent positions. Optimum cover.
Insure your permanent staff on the best terms – with a BVG pension plan that matches your company. Based on the proven contribution rates of the swissstaffing Pension Fund.
Take advantage of our wide range of supplementary plans, tailored to your specific situation. The following options are available:
Adjustment of the coordination deduction
The coordination deduction can be adjusted in four different ways – allowing you to insure exactly the proportion of your staff wages that makes sense for them.
| Option 1 | CHF 26 '460 | 100 % |
|---|---|---|
| Option 2 | CHF 19 845 | 75 % |
| Option 3 | CHF 13 230 | 50 % |
| Option 4 | CHF 0 | 0 % |
Adjustment of the savings component
As a member company, you can opt for a pension scheme for your permanent staff that offers higher pension credits than the standard scheme. Real added value – for your staff and for your image as an attractive employer.
| Alter | Standard plan | Variante +1 % | Variante +2 % | Variante +4 % |
|---|---|---|---|---|
| 17–24 years | 0 % | 0 % | 0 % | 0 % |
| 25–34 years | 7 % | 8 % | 9 % | 11 % |
| 35–44 years | 10 % | 11 % | 12 % | 14 % |
| 45–54 years | 15 % | 16 % | 17% | 19 % |
| 55 years – Retirement | 18 % | 19 % | 20 % | 22 % |
Contribution rates
Fair contributions.
Full transparency.
The swissstaffing Pension Fund charges fair and transparent BVG contribution rates. Employers and insured persons each pay the same – no hidden costs, no surprises.
The contributions are made up of the statutory savings component, the risk element and the administration fee. The total amount may vary depending on the chosen pension plan and any additional options selected.
| 50 % Versicherte | 50 % Unternehmen |
|---|---|
| 40 % Versicherte | 60 % Unternehmen |
| 20 % Versicherte | 80 % Unternehmen |
Obligations & Services
What you do.
What we do.
As a member company, you take on a clearly defined role – and we take on the other. Together, we ensure that your staff are always optimally covered.
Your obligations as an employer
As a member company, you are responsible for the following:
01 Registering new staff when they join the company
02 Reporting changes to wages or to working hours
03 Departure notification
04 Paying contributions on time employer’s and worker’s share
05 05 Reporting claims, e.g. in the event of disability, maternity or death
06 Using current forms and guidelines
07 Meeting statutory reporting deadlines
Our services for you
We make your day-to-day work as a staff leasing provider easier – with clear BVG processes, direct support and digital solutions that really work.
01 Quick registration of new companies and staff
02 Digital administration via the employer portal
03 Support in the event of a claim, step by step
04 Digital forms & interfaces without switching platforms
05 Personal point of contact even for complex cases
06 Specialist advice on early retirement, lump-sum payments and much more.
07 Multilingual support DE, FR, IT, EN
Enrolment made easy.
Are you looking for a reliable BVG solution for your staff leasing agency in Switzerland?
Then we’re your ideal partner.
The swissstaffing Pension Fund is the pension fund for members of the swissstaffing Association – the trade association for staff leasing providers in Switzerland. Membership not only offers you secure, digital pension solutions, but also close ties to the industry and strong representation of your interests.
Registering a new company
Joining the swissstaffing Pension Fund is easy
01 Make contact
Get in touch with us by phone or email – we’ll get back to you straight away.
02 Receive application documents
We send you all the necessary documents, clearly organised.
03 Select pension plan
Together, we choose the right BVG plan for your staff.
04 Sign the contract
Everything’s sorted – you just need to sign the enrolment contract.
05 Access to the employer portal
From now on, you can manage everything easily and securely via your personal portal.
Contact us. We will personally guide you through the registration process and advise you every step of the way.
Mon–Fri: 08:30–12:00 / 13:30–17:00
Contact usNot yet a member of swissstaffing?
Enrolment in our pension fund is reserved exclusively for members of the swissstaffing Association. Associate members cannot enrol in the Pension Fund.
Find out more about a swissstaffing membership
Factsheets & Guides
Everything you need to know – in one place.
All important BVG documents, factsheets and forms for employers – clearly organised and available to download as and when you need them.
- TEMP BASIC: key information for temporary staff
- FIX INTERN: pension plan for permanent staff
- Enrolment contract: everything to get you started
- Submitting a claim: step-by-step guide