One of many compelling key figures

coverage ratio – unaudited

When it comes to pensions, the raw numbers are also a crucial factor to consider. The payouts for retirement, disability or death play as significant a role as the administrative costs, interest rates or, indeed, the coverage ratio. As a pension fund for temporary work and staff leasing in Switzerland, our coverage ratio currently stands at 151.9%.

The pension fund for
staff leasing services

  • 151.9% coverage ratio
  • 3,75 % interest rate in 2026
  • Over 30,000 insured members
  • Average 3% return over the last 11 years

Member companies.
Trust that has been earned

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active Members per pensioner

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Interest payment in 2026.
Performance that speaks for itself

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total operating costs per year per beneficiary
Well below the Swiss average

Why choose our pension fund?

Benefits on
all levels

Whether you’re an employer or an worker, our BVG scheme for staff leasing providers and temping agencies in Switzerland offers significant benefits for all parties involved.

For employers

  1. Easy to join

    An efficient and straightforward enrolment process in just a few steps.

  2. Fair and stable contributions

    No hidden costs. Transparent rates. Everything can be calculated years in advance.

  3. Proven industry solution

    Experience, practice-driven processes and close ties to the political sphere for staff leasing providers.

  4. Professional support

    Your requests will be handled directly by experienced professionals.

weitere Vorteile

For workers

  1. Attractive interest rates

    Average 3% interest over the last 11 years – and as high as 3.75% in 2025.

  2. Conversion rate 6.8%

    Above the Swiss average, ensuring you get a fair pension.

  3. Low administrative overheads

    Lower fees and so fewer deductions. Positive for your net salary.

  4. Reliable cover

    All-round protection and security for retirement, disability and death.

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What our customers say

Customer testimonials
that inspire confidence.

Daniel Notter, Managing Director of Almo AG
«A pension plan has to be one thing above all: secure. That’s precisely what we get from swissstaffing – and on very favourable and advantageous terms, too.»

Adrian Diethelm, Managing Director of Express Personal AG
«With the swissstaffing Pension Fund, I can be 100% certain that my staff are insured correctly and with the best terms.»

Job 4 You AG, Temporary and permanent positions
«Security is important to us, as are the right framework conditions. That is precisely what the swissstaffing Pension Fund offers all our staff – and much more besides.»

Why choose our pension fund?

In a nutshell –
even more benefits.

A healthy pension fund

High coverage ratio and ample value fluctuation reserve. Two major plus factors for you.

Easy to use

Less red tape – leaving you more time for what really matters.

Transparent pension plans

No hidden fees or charges. Everything is visible and calculable long-term.

Digitised processes

Quick and easy to use thanks to a sophisticated digital structure.

Top marks

Awards from
independent bodies.

Complementa AG – A++ risk rating
Highest accolade for investment strategy and risk profile. The A++ rating attests to our exceptionally sound and secure management of pension funds.

Swisscanto – Top 25%
Highest funding ratio in the top 25% of all Swiss group pension funds. An objective comparison — and an unequivocal result.

Contact

Contact us

Please don’t hesitate to contact us with your concerns. Use our contact form and let us know how we can help you.